Boat Financing Pre-Qualification

Complete all sections below - No Credit Check

Annual Income

Enter your gross annual income (before taxes)

What is your annual income?

Please enter a valid annual income to proceed

What to include:

• Base salary or wages
• Commission and bonuses
• Self-employment income
• Investment income
• Other regular income sources

Monthly Debt

Your current monthly debt payments

Why we need this

We use your monthly debt to calculate your Debt-to-Income ratio. This helps us determine your maximum loan amount and ensures your payments are comfortable for your budget.

Your information is secure and confidential

Enter your total monthly debt payments

Add up all your monthly payments (mortgage, car loans, credit cards, etc.)

Not sure? Use the optional breakdown below or enter your best estimate

✓ Include these

• Mortgage or rent payments
• Credit card minimum payments
• Auto loans
• Student loans
• Personal loans

✗ Don't include

• Utilities (electric, water, gas)
• Insurance premiums
• Groceries or dining
• Entertainment subscriptions

Credit Score

Your current credit score determines your interest rate

What is your credit score?

Or select a range to estimate:

Additional Credit Information

Do you have any collections?

Have you made any late payments?

Have you filed for bankruptcy?

Don't know your score?

You can check your credit score for free through your bank, credit card company, or services like Credit Karma or annualcreditreport.com.

Down Payment

How much can you put down for your boat?

Cash down payment amount

Quick select cash amount:

$0$100,000+

Do you have a trade-in?

Minimum Down Payment Rules

Our financing requires a minimum down payment as a percentage of the total purchase price:

10% Down for loans under $150,000.
20% Down for loans of $150,000 or more.

Why a larger down payment helps:

• Lower monthly payments
• Less interest paid over the life of the loan
• Better loan terms and approval odds
• Immediate equity in your boat

Need Help?